Portfolio Management, Financial Planning, Retirement Planning, IRA Rollovers, Roth IRAs, Roth Conversions, 401k Rollovers, Spousal IRAs, College Savings, 529 Plans, Brokerage Accounts, Net Unrealized Appreciation NUA, QDROs, Financial Advisor, Business financial management and planning; sales and ops management; trainer; securities principal ;securities broker;investment advisor representative reg. in FL, NY, NJ; licensed insurance agent L/H/A/VA-VL in FL, OH, NY, NJ, MI;